You can use the virtual terminal in the Self-Care Portal to run a sale with bank transfer details, for example, ACH and PAD.

Run a sale with ACH

1. Log in to https://payments.payroc.com/merchant/selfcare/.
2. From the navigation menu, select Virtual Terminal, and then select Bank Transfer Payment.
3. From the Payment Type dropdown menu, select ACH.
4. In the Amount box, enter the sale amount.
5. From the SEC Code dropdown menu, select PPD - Prearranged Payment and Deposit.
6. From the Account Type dropdown menu, select Checking or Savings.
7. In the Routing Number box, enter the routing number of the customer's bank.
8. In the Account Number box, enter the account number of the customer's bank account.
9. Select PAY NOW. When the sale is complete, the portal displays the transaction receipt.

Run a sale with PAD

1. Log in to https://payments.payroc.com/merchant/selfcare/.
2. From the navigation menu, select Virtual Terminal, and then select Bank Transfer Payment.
3. In the Order ID box, enter a unique identifier for the transaction.
4. From the Payment Type dropdown menu, select PAD.
5. In the Amount box, enter the sale amount.
6. In the Accountholder Name box, enter the name on the bank account.
7. In the Transit Number box, enter the transit number of the customer's bank.
8. In the Institution Number box, enter the institution number of the customer's bank.
9. In the Account Number box, enter the account number of the customer's bank account.
10. Select PAY NOW. When the sale is complete, the portal displays the transaction receipt.